Beware of fraudsters

Recognize Common Scams

1. Phishing Emails: Fraudsters often send emails that appear to be from legitimate companies, asking for personal information.
2. Phone Scams: Scammers may call pretending to be from a government agency or well-known company, demanding money or personal details.
3. Online Shopping Scams: Beware of deals that seem too good to be true on unfamiliar websites.
4. Investment Scams: Offers of high returns with little risk are often fraudulent.

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Protect Your Information

1. Do Not Share Personal Information: Never give out personal, financial, or login information over the phone or online unless you are sure of the recipient’s identity.
2. Use Strong Passwords: Create complex passwords and update them regularly. Avoid using the same password for multiple sites.
3. Enable Two-Factor Authentication: Adds an extra layer of security to your accounts.

Verify Authenticity

1. Check Email Addresses and URLs: Fraudulent emails and websites often have slight discrepancies from the real ones.
2. Research Before You Buy: Look up reviews and ratings of websites or sellers before making a purchase.
3. Contact Companies Directly: If you receive an unexpected communication, use the contact information on the company’s official website to verify its authenticity.

Stay Informed

1. Be Wary of Unsolicited Offers: If something seems out of the blue, it’s worth questioning its legitimacy.
2. Educate Yourself: Stay updated on the latest scams by following news and alerts from consumer protection agencies.

What to Do If You’re Targeted

1. Report It: Contact local authorities or consumer protection agencies to report the fraud attempt.
2. Monitor Your Accounts: Keep an eye on your bank and credit card statements for any unauthorized transactions.
3. Change Your Passwords: If you suspect your information has been compromised, update your passwords immediately.

Resources

• Federal Trade Commission (FTC): Offers resources and a reporting mechanism for scams.
• Better Business Bureau (BBB): Provides business ratings and scam tracker.
• Consumer Financial Protection Bureau (CFPB): Protects consumers from financial fraud.

By staying vigilant and following these precautions, you can significantly reduce your risk of falling victim to fraudsters.

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