IKEA
Responsibilities:
- Receiving credit and loan applications along with supplementary paperwork.
- Reviewing documents to ensure their completion and precision.
- Conducting routine inspections to better understand clients’ financial track records.
- Performing risk analyses and using the findings to inform the amount of credit extended, if applicable.
- Informing clients about the outcomes of their credit applications.
- Negotiating interest rates and payment plans that account for the potential risks identified earlier.
- Supervising the repayment of funds and contacting defaulters to tend to their accounts with urgency.
- Providing additional financial support to eligible and steadfast clients upon request.
- Compiling a database of regular defaulters and reporting them to the relevant bodies, as appropriate.
- Working towards maintaining and advancing the financial status of our institution.
Requirements:
- Degree in actuarial science, microeconomics, accounting, finance, or similar.
- Demonstrable experience as a credit specialist.
- Excellent knowledge of all applicable governing regulations and bodies.
- Familiarity with sound business, borrowing, and spending practices.
- Strong research, statistical, and decision-making skills.
- Ability to negotiate credit limits and repayment options.
- Capacity to let ineligible clients down in a dignified manner.
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