Senior Credit Product Specialist Jobs in Dubai United Arab Emirates 2023 | IKEA

IKEA

Responsibilities:

  • Receiving credit and loan applications along with supplementary paperwork.
  • Reviewing documents to ensure their completion and precision.
  • Conducting routine inspections to better understand clients’ financial track records.
  • Performing risk analyses and using the findings to inform the amount of credit extended, if applicable.
  • Informing clients about the outcomes of their credit applications.
  • Negotiating interest rates and payment plans that account for the potential risks identified earlier.
  • Supervising the repayment of funds and contacting defaulters to tend to their accounts with urgency.
  • Providing additional financial support to eligible and steadfast clients upon request.
  • Compiling a database of regular defaulters and reporting them to the relevant bodies, as appropriate.
  • Working towards maintaining and advancing the financial status of our institution.

Requirements:

  • Degree in actuarial science, microeconomics, accounting, finance, or similar.
  • Demonstrable experience as a credit specialist.
  • Excellent knowledge of all applicable governing regulations and bodies.
  • Familiarity with sound business, borrowing, and spending practices.
  • Strong research, statistical, and decision-making skills.
  • Ability to negotiate credit limits and repayment options.
  • Capacity to let ineligible clients down in a dignified manner.

To apply for this job please visit bit.ly.

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