Senior Relationship Manager Jobs | Commercial Bank International Jobs Dubai 2024

Commercial Bank International

Senior Relationship Manager Jobs | Commercial Bank International Jobs Dubai 2024

Job Purpose:

Responsible for marketing solicitation of new Corporate relationships for both Assets & Liabilities. Directly responsible for handling Corporate borrowing portfolio growth, quality & profitability.

Duties and Responsibilities:

  • Monitor credit quality of portfolio for risk recognition & assigning proper risk rating for each relationship.
  • Develop marketing plan to identify corporate relationships within the accepted industries. Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
  • Directly responsible to manage corporate customers portfolio & other relationship manager portfolio. (Number of relationships and average size of the portfolio to be agreed with the Team Leader.)
  • Develop marketing plan to identify corporate relationships within the accepted industries. Solicit new corporate relationships. Ensure quality of portfolio is satisfactory.
  • Be highly responsive to customer needs and ensure high level of satisfaction of Clients in portfolio.
  • Ensure quality of portfolio is maintained, with no direct credit losses.
  • Maximize profitability, achieve business growth and targeted market share as per objectives.
  • Pro-act to changes in marketplace.
  • Ensure all documentation is valid and complete in assigned portfolio.
  • Provide competitive market information.
  • Achieve consistent growth in profits and business ensuring quality assets, in a highly competitive environment.
  • Participate in the team’s strategy planning.
  • Interact with the Credit Risk Management and Advances Division to resolve their queries regarding credit proposals.
  • Prepare credit packages if the Relationship Officer and Credit Analyst are not available.
  • Monitor the performance of assigned employees; provide opportunities for their growth and development.
  • Handle the Team Leader’s responsibilities when he/she is on leave, business trips and other instances as agreed.
  • Assist HCBG/ TL with various management reports in order to be put on the path for career growth.
  • Perform any other duties or responsibilities consistent with the role as assigned by management.

Education:

• Bachelors in Statistics or Accounting / Higher National Diploma for UAE Nationals.

Experience:

• Minimum 8 years experience in corporate banking, preparing proposals, performing customer analysis, developing and implementing marketing plans, handling a wide range of issues pertaining to credit proposals, reviewing, managing assigned portfolio and employees.

To apply for this job please visit ebilos.com.

Beware of fraudsters

Recognize Common Scams

  1. Phishing Emails: Fraudsters often send emails that appear to be from legitimate companies, asking for personal information.
  2. Phone Scams: Scammers may call pretending to be from a government agency or well-known company, demanding money or personal details.
  3. Online Shopping Scams: Beware of deals that seem too good to be true on unfamiliar websites.
  4. Investment Scams: Offers of high returns with little risk are often fraudulent.

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Protect Your Information

  1. Do Not Share Personal Information: Never give out personal, financial, or login information over the phone or online unless you are sure of the recipient’s identity.
  2. Use Strong Passwords: Create complex passwords and update them regularly. Avoid using the same password for multiple sites.
  3. Enable Two-Factor Authentication: Adds an extra layer of security to your accounts.

Verify Authenticity

  1. Check Email Addresses and URLs: Fraudulent emails and websites often have slight discrepancies from the real ones.
  2. Research Before You Buy: Look up reviews and ratings of websites or sellers before making a purchase.
  3. Contact Companies Directly: If you receive an unexpected communication, use the contact information on the company’s official website to verify its authenticity.

Stay Informed

  1. Be Wary of Unsolicited Offers: If something seems out of the blue, it’s worth questioning its legitimacy.
  2. Educate Yourself: Stay updated on the latest scams by following news and alerts from consumer protection agencies.

What to Do If You’re Targeted

  1. Report It: Contact local authorities or consumer protection agencies to report the fraud attempt.
  2. Monitor Your Accounts: Keep an eye on your bank and credit card statements for any unauthorized transactions.
  3. Change Your Passwords: If you suspect your information has been compromised, update your passwords immediately.

Resources

  • Federal Trade Commission (FTC): Offers resources and a reporting mechanism for scams.
  • Better Business Bureau (BBB): Provides business ratings and scam tracker.
  • Consumer Financial Protection Bureau (CFPB): Protects consumers from financial fraud.

By staying vigilant and following these precautions, you can significantly reduce your risk of falling victim to fraudsters.

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